Invest in your Future.
Don't let finances stand between you and your dream university. Our education loans cover up to 100% of your academic and living expenses.
Why choose our Education Loan?
- Valid for 10,000+ universities worldwide
- Covers tuition, housing, and travel
- Concessional interest rates for female students
- Moratorium period available during studies
How to Apply for an Education Loan
Applying for an education loan is simple and transparent. Start your application as soon as you receive your admission letter to ensure funds are ready before your visa interview:
1. Check Your Eligibility
Fill out a quick form with your academic profile and target university to check your loan eligibility instantly.
2. Upload Documents
Submit your admission letter, academic transcripts, and co-applicant's financial documents securely online.
3. Receive Sanction Letter
Get your official loan sanction letter, which is fully valid for your student visa application process.
4. Disbursal of Funds
Upon visa approval, funds will be disbursed directly to the university or your forex card as required.
Education Loan Eligibility Criteria
- Nationality: Must be a resident citizen of India.
- Academics: Must have secured admission into a recognized college/university in India or abroad.
- Co-Applicant: A co-applicant (parent, spouse, or sibling) with a steady source of income in India is mandatory.
- Credit Score: The co-applicant should ideally have a CIBIL score of 700 or above.
- Collateral (If applicable): For secured loans, tangible collateral like residential property or fixed deposits must be provided.
Calculate Repayment
Estimate your monthly EMI payments post your moratorium period using our interactive calculator.
Open CalculatorFrequently Asked Questions
Which courses and countries are covered under the education loan?
We cover over 10,000 universities across the US, UK, Canada, Australia, and premium institutes within India (like IITs and IIMs) for both undergraduate and postgraduate courses.
What expenses does the education loan cover?
Our loans cover 100% of your tuition fees, alongside living expenses, accommodation, travel tickets, and even study equipment like laptops.
Is collateral required for an education loan?
Unsecured education loans (without collateral) are available up to ₹40 Lakhs for premier institutes. For higher amounts or other institutes, collateral such as property or fixed deposits may be required.