Accelerate your Business Growth.
Get the working capital you need without putting up collateral. Fast processing for MSMEs and startups to scale rapidly.
Built for Ambitious Businesses
- Collateral-free up to ₹50 Lakhs
- Competitive interest rates
- Minimal documentation required
- Customized terms for specific industries
How to Apply for a Business Loan
We know your time is valuable. Our business loan application is designed to be completely digital and hassle-free for busy founders:
1. Basic Business Details
Enter your GSTIN, turnover, and business vintage to instantly check eligibility.
2. Document Upload
Upload 12 months of bank statements, GST returns, and KYC documents securely.
3. Fast-Track Approval
Our proprietary AI engine assesses your cash flow and generates an offer within hours.
4. Disbursal
Accept the terms digitally and receive funds in your business account in 48-72 hours.
Business Loan Eligibility Criteria
- Business Vintage: Minimum 3 years of operational history.
- Annual Turnover: Minimum annual turnover of ₹40 Lakhs.
- Profitability: Business must be profit-making for the last 2 consecutive years.
- ITR & GST: Must have filed Income Tax and GST returns regularly.
- CIBIL Score: Promoter/Director CIBIL score should be 700+.
Plan Your Cash Flow
Use our EMI calculator to understand your monthly obligations before taking on debt.
Open CalculatorFrequently Asked Questions
Do I need to provide collateral for a business loan?
No, we offer unsecured business loans up to ₹50 Lakhs. For amounts between ₹50 Lakhs and ₹2 Crores, minimal collateral may be required depending on your business vintage.
What is the minimum business vintage required?
Your business must be operational for at least 3 years to qualify for our standard MSME loan products.
How long does the loan disbursal take?
Once your application and documents are verified, the loan amount is typically disbursed within 48 to 72 hours.